Tire of Merchant Services Companies that OVERPROMISE & UNDERDELIVER?

Eliminate 100% of Card Fees—Legally, Compliantly, and Instantly.

100% Risk-Free • No Setup Fees • Cancel Anytime

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You're Frustrated With Merchant Services Companies Because...

🚫 They Promise Low Rates But Hide Fees

You sign up for a "great rate" only to discover monthly fees, statement fees, PCI fees, and dozens of other charges that make your effective rate even higher than before.

📞 Constant Harassment From Sales Reps

Your phone rings daily with pushy salespeople making unrealistic promises. Drop-ins interrupt your business. You've become skeptical of anyone in merchant services.

💸 Fees Keep Eating Your Profits

Every swipe costs you money. On a $10,000 day, you're losing $200-300 to processing fees. That's $6,000-9,000 per month straight out of your pocket.

🤔 Nobody Explains How It Actually Works

Every swipe costs you money. On a $10,000 day, you're losing $200-300 to processing fees. That's $6,000-9,000 per month straight out of your pocket.

What if there was a way to eliminate these fees completely?
There is.

Why Small Businesses Trust DropTheFee

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Visa- and PCI-Compliant

Operate with confidence knowing our solutions adhere to Visa and PCI DSS standards, ensuring secure and compliant payment processing.

PCI DSS Compliance

When you accept credit cards, you're responsible for securing customer data. That's where PCI DSS (Payment Card Industry Data Security Standard) comes in — and non-compliance can cost you far more than a monthly fee.

What is PCI DSS?
It's a set of 12 core requirements created by the major card brands (Visa, Mastercard, Discover, Amex) to protect cardholder data from theft, fraud, and misuse. Every merchant — from a single iPhone swiper to a multi-register shop — is responsible for meeting these standards.

📋 Key PCI DSS Requirements Include:

  • Use of secure, updated payment terminals and POS systems
  • Encryption of stored and transmitted cardholder data
  • Installation of firewalls and anti-virus protection
  • Unique login credentials for employees (no shared logins)
  • Regular vulnerability scans (especially for online payment systems)
  • Annual PCI Self-Assessment Questionnaire (SAQ) completion

Failure to comply can result in:

  • Hefty monthly PCI non-compliance fees
  • Processor-imposed fines or account termination
  • Liability for any fraud or data breach recovery costs

🔐 How DropTheFee Protects You:

  • We only deploy PCI-compliant smart terminals and gateways
  • We guide every merchant through their SAQ (self-assessment)
  • We help set up secure password protocols and safe data practices
  • We provide 24/7 white-glove support for technical or compliance issues

Bottom Line: You don’t need to be a security expert — you just need a partner who treats your compliance like it’s their own. That’s DropTheFee.

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Dual Pricing & Surcharge Options

Choose between Dual Pricing and Surcharge models to offset processing fees, providing flexibility and transparency to your customers.

Dual Pricing vs. Surcharging

Not all fee elimination programs are created equal. DropTheFee supports both models — but we always start with Dual Pricing for its simplicity, compliance, and trust factor.

✅ Dual Pricing (Preferred Model)

Dual pricing is what gas stations have done for decades — a card price and a cash price, clearly displayed. It’s legal in all 50 states and recognized by Visa as a separate pricing model, not a fee.

  • No surcharge notice required
  • No separate line item on receipts
  • Fully compliant with Visa/Mastercard rules
  • Receipts reflect the full price paid, not an “added fee”
  • Customers clearly see their savings when paying with cash

Our smart terminals display both prices, update automatically, and ensure all receipts and signage stay fully compliant — no guesswork or exposure.

🚨 Real Merchant Warning:

A business was recently fined $1,000 by Visa for using a non-compliant surcharge model.

  • Their rep didn’t understand the rules
  • Debit cards were incorrectly surcharged
  • Required signage and receipt formatting were missing

Visa now demands: photos of signage, copies of receipts, and proof of pricing. And they charged $1,000 just to begin the audit.

⚠️ Surcharging (Higher Risk, Heavily Regulated)

Surcharging is legal in most states but comes with strict requirements. Done improperly, it can trigger audits, fines, or even account termination.

  • 3% cap on surcharges — even if your fees are higher
  • No surcharges allowed on debit or prepaid cards (even run as credit)
  • Mandatory signage at the point of entry and point of sale
  • Receipts must show both the base price and the surcharge line
  • You must register with Visa, Mastercard, and your processor

DropTheFee guarantees compliance — whether you choose Dual Pricing or Surcharging. But for 95% of merchants, Dual Pricing is simpler, safer, and more profitable long-term.

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Smart Terminals or Tap-to-Pay

Utilize advanced smart terminals or enable Tap-to-Pay on iPhone, allowing seamless and contactless transactions without additional hardware.

Smart Terminals & Tap-to-Pay Flexibility

Every business has a unique setup — and we’re built to flex with it. Whether you run a retail counter, mobile crew, or something in between, DropTheFee delivers smart terminal and mobile payment solutions that fit your workflow.

🧠 Smart Terminals: Dejavoo & Pax

Our flagship terminal lineup features powerful, PCI-compliant hardware with modern features that support Dual Pricing or Surcharging right out of the box.

  • Accept all payment types: chip, swipe, tap, Apple Pay, Google Pay
  • Custom-branded receipts with compliant language
  • Built-in WiFi, 4G LTE, Bluetooth, and offline fallback
  • Remote setup, updates, and live configuration support
  • Fits countertop, mobile, or kiosk-style workflows

📱 Tap-to-Pay on iPhone & Android

No hardware? No problem. Accept payments instantly using just your phone. Perfect for:

  • Mobile techs, field crews, and service pros
  • Events, food trucks, or market booths
  • In-home services and deliveries
  • Temporary setups and fast-moving teams

We’ll help you enable Tap-to-Pay in minutes — securely and compliantly.

⚙️ One Platform. Endless Flexibility.

Whether you need a terminal, a phone, or both, we deliver the tech to match. DropTheFee gives you powerful tools to process payments your way — fast, secure, and 100% compliant.

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Transparent Pricing—No Hidden Fees

Benefit from clear, upfront pricing with no hidden fees, ensuring you understand exactly what you’re paying for.

Transparent Pricing – No Surprises, Ever

Too many processors thrive on confusion: mystery fees, inflated rates, and end-of-month surprises. At DropTheFee, we believe in pricing that’s as honest as your business.

📊 Straightforward Models

We offer two powerful fee-elimination structures — and they’re both easy to understand:

  • Dual Pricing: Two prices are displayed — one for cards, one for cash. No hidden fees. No fine print.
  • Surcharging: A clear percentage (e.g. 3%) is shown as a separate line item on card transactions — 100% compliant with Visa and state rules.

🧾 What You See Is What You Pay

  • We show you upfront what your pricing will look like
  • No bait-and-switch tactics
  • No extra monthly “junk fees” or surprise gateway charges
  • Our receipts, terminals, and signage all match your pricing — clearly and legally

🔍 We Don’t Hide Margin — We Eliminate Fees

Processors that promise “low rates” often bury fees elsewhere. Our tech is built to pass the cost back — and keep you 100% compliant while doing it.

With DropTheFee, there’s nothing to decode — just clean, honest, legal pricing that works for you.

White-Glove U.S. Support

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Receive dedicated, around-the-clock support from our U.S.-based team, committed to providing personalized assistance whenever you need it.

White-Glove U.S. Support

Support shouldn’t be an afterthought. It should be the standard. At DropTheFee, we don’t just sell you a service — we stand behind it with real people, real expertise, and real accountability.

📞 Talk to a Human. Every Time.

  • U.S.-based support — no outsourced call centers
  • Text, call, or email our dedicated support line
  • Same-day issue resolution (often within the hour)
  • We guide you — not just through setup, but through success

🤝 Hands-On, Not Hands-Off

  • Need signage? We send it.
  • Need programming help? We remote in.
  • Need to educate your staff? We’ve got the scripts.
  • Need help navigating an audit, refund, or chargeback? We’re on your side.

We’re in your corner — before the install, during go-live, and every day after. You’ll never get a "that’s not our department" answer from us.

That’s what white-glove service means — and why DropTheFee clients stay loyal.

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Testimonials

Kristi Duarte -

Framed In The Village

What can I say except Steve is the best at what he does. If I have any issues he is right there to help me get it fixed. He is so knowledgeable with all the processing things. He has saved us so much money. He is like family now. Thank you Steve for all you have done for our small family business.

Cindy Clayton

Healthy Start Nutrition

This is the best processor I have gone through for my business, Healthy Start in Byron, MN. Jordan is instantly responsive to any of my questions regarding the service or equipment. He assisted me with questions during tax time and made it super smooth and easy. In the past year that I have had the service it was down one morning for about 10 minutes… however, that may have been my internet that was down that day. Otherwise, smooth sailing and no problems.

Colortech Minor Collision

Amazing service and product. They are quick to respond and help correct any issues we may have (very few). The fact that they call or email to check on us is also great customer service. Highly recommend them for any of your merchant services.

FAQs

Answers to Your Top Questions About Saving Smart with DropTheFee

Is this legal? Will I get in trouble with Visa/Mastercard?

Absolutely legal. Dual pricing is explicitly allowed by Visa, Mastercard, and federal law. We ensure 100% compliance with all card network rules and regulations. Thousands of businesses use this method.

Will my customers be upset about the credit card fee?

Most customers understand that credit cards cost money to process. When you offer competitive cash/debit pricing and clearly display both prices, customers appreciate the transparency. Many businesses see increased cash payments.

What if I want to cancel? Are there contracts?

No long-term contracts. No cancellation fees. You can return to traditional processing anytime. We're confident you'll love saving money, but we don't trap you with contracts.

How do I get started with DropTheFee?

Simply sign up on our website and upload the latest statements of the fees you want reduced. From there, well review your information and reach out to discuss the negotiation strategy tailored to your situation.

How long does the fee negotiation process take

Zero setup fees. No hidden costs. We make money only when you save money. Our transparent pricing means you know exactly what you're paying - which is significantly less than traditional processing.

What guarantees do you offer?

While we cannot guarantee specific results as every situation is unique, we have a strong track record of notably reducing fees for our clients. Our business model is based on your success in savings, ensuring that we are motivated to get you the best possible outcomes.